Dear Homeowner,

The odds are high that someone you know in the Bay Area is facing the possibility of foreclosure, but you need to understand that you are not alone.

Today, 1 out of every 8 homeowners in America is behind on mortgage payments. These are tough and frustrating times. Now more than ever, it's important to identify your options. Foreclosure can be avoided, your credit can be saved and your financial future can be salvaged.

Through my experience handling distressed properties at Alain Pinel Realtors, I've found that homeowners today have more questions than answers about their circumstances. With that said, I have created this website to help you understand the possible solutions to foreclosure and provide a detailed explanation of short sales, which may be the best course of action for some homeowners.

If you would like to know more about your options, please contact me at 408.832.8899 or via e-mail a Jim@Pojda.org.

Warm regards,
-Jim Pojda

QSC Certified - Platinum Level,
APR Presidents Club, e-PRO,
Alain Pinel Relocation Agent